insurance coverage

Injured by an Uninsured Driver in North Carolina?

August 25, 2021 | AS Personal Injury Lawyers

Charlotte Injury Lawyer Matt Arnold answers the question: “What is uninsured and underinsured motorist coverage and how may it apply to my case?

When an individual incurs personal injury due to another driver’s negligence, the results can be traumatic and life-changing. Between medical care and subsequent bills, finding a qualified personal injury attorney, and navigating the world of insurance coverage and claims, the prospect of recovering compensation for a victim’s damages can seem less and less promising with each passing day.

Can You Seek Compensation from Uber or Lyft After a Ridesharing Accident in North Carolina?

August 26, 2020 | AS Personal Injury Lawyers

Charlotte Personal Injury Attorney Matt Arnold answers the question: ” What should I do if I’m injured as a passenger in a car accident?”

For millions of North Carolinians, ridesharing has become one of the most popular methods of travel. People in North Carolina and elsewhere in the United States rely on ridesharing apps such as Uber and Lyft to commute and get around the city.

Are Employers Liable for Car Accidents Caused by Their Employees?

August 19, 2020 | AS Personal Injury Lawyers

Charlotte Personal Injury Attorney Matt Arnold answers the question: “The insurance adjuster is saying I am partially negligent what does that mean?”

Often, people get injured in auto accidents caused by individuals driving a company car in the scope of their employment. Can injured persons file a personal injury claim against the employer of the driver who caused a crash?

My Insurance Adjuster Will Not Answer My Call: Now What?

June 19, 2019 | AS Personal Injury Lawyers

Charlotte Personal Injury Attorney Matt Arnold answers the question: “The insurance adjuster is saying I am partially negligent what does that mean?”

After a car accident in which damage is done to your vehicle, it is not uncommon to have to speak with your insurance provider and adjuster assigned to handle any claims that you are making. The insurance adjuster is responsible for taking care of preliminary matters that arise because of a claim. Usually, the adjuster will reach out to you fairly quickly to ascertain the facts that lead to the filing of an insurance claim. The adjuster is like a fact finder and will want to hear a statement from you to keep on file. The adjuster may then tell you that someone will be out to inspect the property. You might think that things are going according to plan because it seems like the insurance adjuster is on your side, but this is not true. There may come a time when an insurance adjuster is slow to respond to you, or may quit responding at all.

Minimizing Injury Through Safe Lifting Techniques

April 3, 2019 | AS Personal Injury Lawyers

Charlotte Personal Injury Attorney Matt Arnold answers the question: “What can you sue for in a personal injury case?”

In many lines of work, you might be required to lift heavy objects or move items around. While this might just seem like it is a basic requirement for the job you have agreed to take, it can lead to some serious injuries and life-long repercussions. One of the main types of injuries that occur in the lines of work where heavy lifting is required is back injuries. An injury to your back can be life-changing. A back injury can keep you from being able to perform the essential functions of your job, cause you to lose wages, and lead to costly medical bills that an insurance plan may or may not cover. One way to prevent these types of injuries and repercussions is by making sure to always use proper lifting techniques when moving or lifting boxes.

North Carolina Supreme Court Rules on Collateral Source Rule

March 6, 2019 | AS Personal Injury Lawyers

Charlotte Personal Injury Attorney Matt Arnold answers the question: “What can you sue for in a personal injury case?”

The collateral source rule in North Carolina states that a plaintiff’s award in a personal injury suit can not be reduced by amount that is received by third-party sources. For example, if you are in a car accident and are injured, you might receive payment from the insurance company for medical bills. In a personal injury suit, the amount paid by the insurance company could not be reduced from the overall award amount. Recently, the North Carolina Supreme Court expanded the application of the collateral source rule.

Types of Auto Insurance in North Carolina

February 20, 2019 | AS Personal Injury Lawyers

Charlotte Injury Lawyer Matt Arnold answers the question: “What is uninsured and underinsured motorist coverage and how may it apply to my case?

You have been in an auto accident. One of your first thoughts is to reach out to your insurance provider for help and guidance on what you need to do next. Which insurance company do you call? Your own insurance company or the insurance company of the other driver involved in your accident? Auto accident attorneys can help you deal with insurance companies following an accident. In order to successfully navigate the insurance process after an accident, you need to understand the insurance coverage you have. Insurance coverage is required by North Carolina law.