How Much is My Car Accident Claim Worth in North Carolina?

Charlotte Injury Lawyer Matt Arnold answers the question: “What is the value of my case?”


If you have been injured in a car accident in North Carolina, you might wonder how much compensation you can receive for your damages and financial losses.

hand-full-of-cash-Charlotte-Monroe-Lake-Norman-Personal-Injury-Lawyer-291x300You may be entitled to compensation through a personal injury and property damage claim filed with your own insurance company or the at-fault driver’s insurer. The value of your car accident claim depends on many factors, including the nature and severity of your injuries.

There is no online calculator that would give you an accurate estimation of how much your claim is worth. Consult with an experienced car accident attorney at Arnold & Smith, PLLC, to calculate the value of your claim.


What is the Value of My North Carolina Car Accident Claim?

There are a multitude of factors that affect the amount of your recoverable damages following a motor vehicle accident in North Carolina. The most notable factors that affect the value of a car crash claim are:

  • The severity of your injuries
  • Your lost wages
  • Your property damages


The Severity of Your Injuries

The type and severity of your injury following a car crash is the most significant factor to determine the value of your insurance claim. Under North Carolina law, car accident victims are entitled to full compensation for their medical expenses related to the injury.

The total cost of your medical treatment, rehabilitation, therapy, surgeries, prescription medication, and other medical expenses after a car accident are dependent on the severity of your injury.

The general rule when it comes to compensation is, the more severe the injury, the more compensation you can seek. When calculating how much your claim is worth, your attorney will add up all of your medical bills related to your car accident injury.


Your Lost Wages

The second factor that will be considered by an attorney is how your injury affects your earning capacity and how much you would have earned if you were not injured in the car crash. You can seek compensation for your lost wages and the loss of benefits, bonuses, and any employment opportunities you missed due to your injury.


Your Property Damages

The third factor to consider when calculating your financial losses is the cost of repairing your damaged vehicle and any other belongings that were damaged or destroyed in the crash, including your cell phone.

In the worst-case scenario, your vehicle may be totaled in the car crash. A car is declared a total loss when it costs more to repair the vehicle than what it is worth.

The more damage there is to your vehicle, the more it would cost you to replace the damaged parts. It is critical to make sure that your property damages are properly assessed to get full compensation for your financial losses after the accident.


Contact a Charlotte Car Accident Attorney for a Free Consultation

Do not hesitate to consult with a Charlotte car accident attorney to get a fair estimate of your case worth. Our attorneys at Arnold & Smith, PLLC, are committed to helping you calculate your damages and losses and fighting for maximum compensation on your behalf. Call (704) 370-2828 to receive a video or phone consultation with our lawyers to explore your legal options or fill out our contact form. Now taking cases throughout North Carolina with offices in Uptown Charlotte, Mooresville and Monroe.







The skilled personal injury attorneys at Arnold & Smith, PLLC are dedicated to maximizing the financial recovery and obtaining justice for every personal injury client injured by another party’s negligence. The issues our personal injury clients may be facing include, but are not limited to, slip and fall injuries, wrongful death, product liability, catastrophic injuries, dog bite claims, car and truck accident injuries, motorcycle injuries, traumatic brain injury (TBI), nursing home negligence, spinal cord injury, boating accidents, and defective medical device injury. Our personal injury attorneys understand the devastating impact such an injury can have on a person’s life, and that the effects so often go beyond physical pain and suffering. The personal injury attorneys at Arnold & Smith, PLLC are dedicated to helping clients determine the strength of their claims, and to aggressively pursuing the means necessary to achieve the best possible end result for each client’s particular situation.





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