Report Reveals Vehicles Most Commonly Involved In Personal Injury Claims

Charlotte Personal Injury Attorney Matthew R. Arnold of Arnold & Smith, PLLC answers the question “Should I trust the insurance adjuster?”


Anyone who has been driving for long knows that an accident can happen to anyone. There’s no way to predict when another driver may make a careless mistake or lose focus on the road, leading to a car crash. Though it’s true that you can’t predict when or where an accident will occur, recently released data does reveal which vehicles are most likely to be involved in personal injury claims.


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The data was gathered by the national Highway Loss Data Institute, an organization responsible for collecting statistics about car accidents. The HLDI specifically analyzes personal injury claims, taking note of what vehicles were involved, regardless of which driver was deemed at fault. These personal injury claims involve crashes where drivers or passengers were injured, though the injuries range from minor to debilitating.


The numbers clearly indicate that the smaller the car the higher the likelihood that it will be involved in a personal injury claim. Same thing applies to those vehicles with low horsepower. On the other hand, large cars and SUVs or those with especially powerful engines were less likely to be involved in a personal injury claim


What’s the reason for this? Physics. When cars crash, the reality is that the smaller the vehicle is the more likely that damage will occur to it, including damage to occupants of the vehicle. Just think about it, if a compact car collides with a giant SUV, those riding in the compact are far more likely to suffer injuries worthy of a personal injury claim than those safely ensconced in the SUV.


Beyond the hulking vehicles that scored well, the HLDI pointed out that other high performance cars also are less likely to be involved in personal injury claims. For instance, the least likely car to be involved in personal injury claims was a Porsche 911 Carrera. The reason isn’t necessarily because the car is so safe, but instead because the vehicle is infrequently driven, thus reducing the likelihood of an accident.


So what are the cars at the top of the most likely list? Number 1 is the Mitsubishi Mirage, coming in at a whopping 113 percent higher personal injury claim rate than the average vehicle. The Porsche 911 Carrera, by the way, was 75 percent less likely to be involved in a personal injury claim than the average vehicle. Other cars at the top of the bad list include the Dodge Avenger, Nissan Versa, Kia Forte, Mitsubishi Lancer, Chrysler 200, Nissan Cube and Kia Rio.


If you’ve been involved in a North Carolina auto accident, it’s critical that you take action and visit a doctor as soon as possible after the crash. Even in cases where you may not feel especially injured, going and getting checked out can prove to be immensely helpful. Some injuries, such as harm to the neck, back, spine and even brain can take time to fully present themselves. The sooner you get yourself in front of a doctor, the sooner your symptoms are likely to be noticed and your injuries treated.


If you are injured contact an experienced personal injury attorney who can help you receive the compensation to which you may be entitled to.  Feel free to contact the experienced personal injury attorneys at Arnold & Smith, PLLC in Charlotte, North Carolina for a free consultation. Call toll free at (955) 370-2828 or click here for additional resources.



About the Author

Matt Matthew Arnold is a Managing Member of Arnold & Smith, PLLC, where he focuses on the areas of family law, divorce, child custody, child support, alimony and equitable distribution.

Mr. Arnold was raised in Charlotte, where he graduated from Providence Senior High School. He attended Belmont Abbey College, where he graduated cum laude, before attending law school at the University of North Carolina at Chapel Hill on a full academic scholarship.

A board-certified specialist in the practice of Family Law, Mr. Arnold is admitted to practice in all state courts in North Carolina, in the United States Federal Court for the Western District of North Carolina, in the North Carolina Court of Appeals and Supreme Court, and in the Fourth Circuit United States Court of Appeals in Richmond, Virginia.

In his free time, Mr. Arnold enjoys golfing and spending time with his wife and three children.




“The 10 worst cars for personal injury insurance claims,” published at



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